Company profile

novio

novio is making the most rewarding credit cards accessible for every UPI user across India.

Industry
Financial Services
Employees
199
Headquarters
Mumbai, Maharashtra
LinkedIn followers
12,311
Office locations
1

novio company summary

novio is a company in the Financial Services industry, headquartered in Mumbai, Maharashtra. On LinkedIn the company has around 199 employees and 12,311 followers.

What technology does novio use?

No technologies detected yet. Warmrank rechecks company websites on a rolling basis.

About novio

In India, while 45 crore+ people use UPI, less than 5 crore have a credit card. For many early jobbers, self-employed people, students, gig workers, and freelancers, getting a credit card still feels out of reach, not because they lack financial discipline, but because the system was never built for them. Traditional credit systems still depend on income proof, credit history, and strict eligibility checks, making it difficult for many deserving people to get a credit card. At novio, we believe credit should be simple, inclusive, and built for the way India already pays, through UPI. That’s why we offer a smarter solution: a premium RuPay credit card backed by a Fixed Deposit. Users can open a small Fixed Deposit through the novio app and get their credit card within hours, with no income proof, no prior credit history, and no complicated approval process. The card can be linked instantly to UPI for seamless payments, while the Fixed Deposit continues earning up to 7% annual interest. Along with easy access to credit, novio offers a complete payments and rewards ecosystem: UPI payments, 10% rewards, airport lounge access, discounted travel bookings, free movie tickets, and instant rewards redemption on top brands — everything in one app. At novio, we are not just helping people get credit cards, we are helping them build stronger credit profiles, financial confidence, and long-term financial growth.

Where is novio located?

novio lists 1 location.

Mumbai, Maharashtra, INHQ
Classic Pentagon, 1001, Western Express Hwy, Parshiwada, Chakala

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Frequently asked questions about novio

What does novio do?

In India, while 45 crore+ people use UPI, less than 5 crore have a credit card. For many early jobbers, self-employed people, students, gig workers, and freelancers, getting a credit card still feels out of reach, not because they lack financial discipline, but because the system was never built for them. Traditional credit systems still depend on income proof, credit history, and strict eligibility checks, making it difficult for many deserving people to get a credit card. At novio, we believe credit should be simple, inclusive, and built for the way India already pays, through UPI. That’s why we offer a smarter solution: a premium RuPay credit card backed by a Fixed Deposit. Users can open a small Fixed Deposit through the novio app and get their credit card within hours, with no income proof, no prior credit history, and no complicated approval process. The card can be linked instantly to UPI for seamless payments, while the Fixed Deposit continues earning up to 7% annual interest. Along with easy access to credit, novio offers a complete payments and rewards ecosystem: UPI payments, 10% rewards, airport lounge access, discounted travel bookings, free movie tickets, and instant rewards redemption on top brands — everything in one app. At novio, we are not just helping people get credit cards, we are helping them build stronger credit profiles, financial confidence, and long-term financial growth.

How many employees does novio have?

novio has around 199 employees on LinkedIn.

Where is novio headquartered?

novio is headquartered in Mumbai, Maharashtra.

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