Company profile

PayJoy

Finance for the next billion

Industry
Financial Services
Employees
1,989
Headquarters
San Francisco, California
Founded
2015
LinkedIn followers
63,337
Office locations
9

PayJoy company summary

PayJoy is a company in the Financial Services industry, headquartered in San Francisco, California, founded in 2015. On LinkedIn the company has around 1,989 employees and 63,337 followers. Warmrank detected 26 technologies across 20 categories on payjoy.com, including AWS Certificate Manager, Amazon ALB, Amazon Web Services. The company lists 9 office locations. Its listed specialties include Consumer Finance, Mobile, data science, emerging markets, nextbillion.

What technology does PayJoy use?

Warmrank detected 26 technologies on payjoy.com, last checked July 2026. Click any tool to see other companies that use it.

Artificial Intelligence

JavaScript libraries

A/B Testing

Analytics

CRM

Development

Load balancers

Marketing automation

Page builders

Performance

Recruitment & staffing

SSL/TLS certificate authorities

Tag managers

Video players

Web servers

Show 2 more technologies

About PayJoy

PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and credit offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served nearly 20 million customers and lent nearly $4B across 9 countries while achieving solid profitability and growth.

Specialties

Consumer FinanceMobiledata scienceemerging marketsnextbillionaccess

Where is PayJoy located?

PayJoy lists 9 office locations.

San Francisco, California, USHQ
655 4th St
Bogotá, CO, CO
Calle 90 # 12 - 28
Bryanston, Sandton, 2191
William Nicol Drive & Wedgewood Link Road
Ciudad de México, MX, MX
Alcaldía Cuauhtemoc
Lima, PE, PE
Manuel Olguín Av. – Santiago de Surco
Manila, 1634, PH
36th S & 11th Avenue, BGC, Taguig
Panama City, PA, US
Clayton, Ciudad del Saber, calle Winthrop, edificio 240, piso 2 oficina C
Shenzhen, 518048, CN
44F, Tower A, NEO Building, 6011 Shennan Avenue, Futian District
São Paulo, SP, BR
Avenida Paulista

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Frequently asked questions about PayJoy

What does PayJoy do?

PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and credit offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served nearly 20 million customers and lent nearly $4B across 9 countries while achieving solid profitability and growth.

What technology does PayJoy use?

Warmrank detected 26 technologies on payjoy.com, including AWS Certificate Manager, Amazon ALB, Amazon Web Services, Anthropic, Atlassian, Cloudflare, Embedly, Google Tag Manager.

How many employees does PayJoy have?

PayJoy has around 1,989 employees on LinkedIn.

Where is PayJoy headquartered?

PayJoy is headquartered in San Francisco, California.

Where does PayJoy have offices?

PayJoy lists 9 office locations, including San Francisco, California, US; Bogotá, CO, CO; Bryanston, Sandton, 2191; Ciudad de México, MX, MX; Lima, PE, PE.

When was PayJoy founded?

PayJoy was founded in 2015.

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