Company profile

PebbleScore

Building Africa's behavioural credit layer. So lenders can see the people the bureau can't.

Industry
Financial Services
Employees
7
Headquarters
Lagos
Founded
2026
Office locations
1

PebbleScore company summary

PebbleScore is a company in the Financial Services industry, headquartered in Lagos, founded in 2026. On LinkedIn the company has around 7 employees. Its listed specialties include credit building, credit repair, credit managament, financial management, financial services.

What technology does PebbleScore use?

No technologies detected yet. Warmrank rechecks company websites on a rolling basis.

About PebbleScore

Most Nigerians don't have a credit file. Not because they're risky. Because the system was never built to see them. PebbleScore is building the behavioural credit layer for Africa, starting in Nigeria. We help consumers understand their credit health, take control of it, and connect to fair credit. And we help lenders see beyond the small share of Nigerians the formal credit bureau covers today. Our work sits at the intersection of two truths. 1) The federal government, through CREDICORP, has set a target to bring 50% of working Nigerians into formal credit by 2030. That's not a slogan. That's tens of millions of people who need to become visible to the credit system. 2) Nigerian lenders don't underwrite on score numbers. They underwrite on behaviour. On how money moves through an account. On the signals inside a bank statement that a traditional bureau will never capture. PebbleScore is the bridge between those two truths. We're building the consumer side and the lender side of the same problem, and connecting them. We're part of the Accelerate Africa 2026 cohort, building from Lagos for the rest of the continent. If you're a consumer who wants better credit, a lender who wants better borrowers, or a builder who wants to work on infrastructure that actually matters, we want to talk to you.

Specialties

credit buildingcredit repaircredit managamentfinancial managementfinancial servicescredit scoringcredit reportingFinancial empowermentinclusive lendingGlobal credit insightsBehavioural Credit DataCredit InfrastructureFintechAlternative DataOpen BankingFinancial InclusionNigerian FintechAfrican FintechUnderwritingMSME LendingLoan MarketplaceCredit HealthLender APIBank Statement AnalysisRisk DecisioningEmbedded CreditCash Flow UnderwritingCredit Bureau Alternative

Where is PebbleScore located?

PebbleScore lists 1 location.

Lagos, NG, NGHQ

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Frequently asked questions about PebbleScore

What does PebbleScore do?

Most Nigerians don't have a credit file. Not because they're risky. Because the system was never built to see them. PebbleScore is building the behavioural credit layer for Africa, starting in Nigeria. We help consumers understand their credit health, take control of it, and connect to fair credit. And we help lenders see beyond the small share of Nigerians the formal credit bureau covers today. Our work sits at the intersection of two truths. 1) The federal government, through CREDICORP, has set a target to bring 50% of working Nigerians into formal credit by 2030. That's not a slogan. That's tens of millions of people who need to become visible to the credit system. 2) Nigerian lenders don't underwrite on score numbers. They underwrite on behaviour. On how money moves through an account. On the signals inside a bank statement that a traditional bureau will never capture. PebbleScore is the bridge between those two truths. We're building the consumer side and the lender side of the same problem, and connecting them. We're part of the Accelerate Africa 2026 cohort, building from Lagos for the rest of the continent. If you're a consumer who wants better credit, a lender who wants better borrowers, or a builder who wants to work on infrastructure that actually matters, we want to talk to you.

How many employees does PebbleScore have?

PebbleScore has around 7 employees on LinkedIn.

Where is PebbleScore headquartered?

PebbleScore is headquartered in Lagos.

When was PebbleScore founded?

PebbleScore was founded in 2026.

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